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Cryptocurrencies Crystal Ball for 2018

If Only You Had a Crystal Ball for Crypto!

   It may seem strange for a crypto currency fan to not be bullish(pro) bit coin for 2018.  Instead, I see a favorable future for ripple, ethereum, and maybe Dash, Litecoin, Bit Coin Cash, and Iota.  I’d rather bet on use then simple agreed upon value.

2018 Picks in Order


  • Ethereum
  • Ripple
  • Dash
  • Lite Coin
  • Bitcoin Cash
  • Iota


   Bit Coin Has a Giant Lead But…

   Bit coin has gotten all the press and publicity lately but it also has a congested network that has long transaction times and expensive transaction fees.  The idea of a crypto currency is to be a global form of payment, have fast transaction speed, low fees, be accepted by vendors, and a bonus if it has other uses.


Ethereum is reasonably fast, has low transaction fees, has wide acceptance in crypto exchanges AND has use to developers built into the technology.  Unfortunately, the supply is not limited as there is an inflationary rate.  The inflationary/deflationary nature is set to be appealing in the future as per Reddit

   Ripple just got the announcement of a large Japanese establishment agreeing to work with it.  I believe it was mentioned that testing with cross border payments in Korea were taking place as well.  Transaction times are fast and fees are minimal.  True decentralization is not present in Ripple.  50%-60% of the coin is held by the developers(head).  They will have the power to sell off their coin at any time and have the ability to effect price.  There is not a finite amount of ripple.  Ripple coins can be created at will. (source Investopedia).

Dash, Lite Coin, Bitcoin Cash

   These are reasonably fast coins, have low transaction fees, and have a finite limited supply.  This means that additional coins will never be added to the mix.  I interpret these coins as being in a race for being the most widely adopted out of the group.  If vendors move to accept these as forms of payment the one gaining the most acceptance would be an excellent store of value.  It’s interesting to note that Dash has a feature called private send that attempts to make payments even more anonymous.  I do feel that if tracking money became insanely difficult with Dash it might suffer from government legislation and go more underground.   Dash also plans project Evolution in which it works to make things easy for the general public.


   Iota boasts having zero transaction costs.  The idea is that the user making a transaction will process two transactions before their transaction goes through.  A clever enough system to develop fast payments.  It talks a lot about the sharing of data in its system and it’s ability to help the world.  It has been noted that microsoft has been a participant in it’s coin, not a partner (Made clear by IOTA development staff).

Cardano and NEM

   Cardano puts an impressive paper together describing their product and boasts having great minds(universities) behind it.  It has been pretty flat in performance, but yet, today as of writing this it is number six in total market cap so I thought I would at least include them.  NEM intrigued me with priority given to more active users.  We’ll have to see how these two develop.

All in all, holding all these coins would be a reasonable bet.  One could take larger positions in the one’s they believe hold the most value, thus, spreading out one’s risk. I’m interested in hearing your opinions as there is a lot of information out there and things are not made easier in picking winners when big money people pump and dump and sudden panics seem to hit the industry.

Who’s Gonna Win? – The New Crypto Currency Race

The Big Players in Crypto Currency

   Let’s start with a total market cap of these big coins
Date 12/14/2017
1. Bitcoin                   $288,857,010,030
2. Ethereum              $63,069,084,803
3. Bitcoin Cash          $29,723,137,809
4. Ripple                     $29,268,934,759
5. Litecoin                  $14,472,502,727
6. Iota                         $9,636,297,948
7. Dash                       $6,824,025,547

I can’t help feeling it’s a horse race out there with the following variables

A. Recognition and Acceptance: Bit coin was created first and is the most widely known and accepted.  It is receiving a ton of publicity.  You’ll notice that it’s market share blows away any competitor.  As a store of value and a new gold I won’t argue with you.  Lite coin was introduced shortly after bit coin and has a reasonable acceptance.  Bit coin cash, while being a pretty new player, has a lot of support coming to it from the bit coin community.

B. Development Use: Ethereum adds the factor of developers being able to do more with it.  If you want more information on that ask a developer.

C. Transaction Speed and Cost of Transaction: I think most of the coins other than bit coin are similar here.  I’m sure some savvy person will rush to tell me that x coin is actually 3 minutes faster in its confirmation.  My concern here is that bit coin is taking a long time to confirm and it is expensive to send a transaction.  This is something I hope an alt coin will solve.

D. Regulation: Ripple has connections to banking institutions.  Bit coin was embraced by Japan and Switzerland to name a few and of course China banned crypto exchanges from conducting business in their country.

   I’m interested in hearing your opinions of the future of money.  Please feel free to leave comments.

2 Gigantic Reasons Bit Coin is a Storage of Value



What If It Took a Wheelbarrow of Money to…

Buy a Gallon of Milk?
   You could end up like this poor chap in the picture if your government engages in out of control inflation.  This is why it is time to take a more careful look at something that is truly limited and a store of value, Bitcoin or Cryptocurrency.

Think you are safe holding money by a government?
   Let’s look at an excerpt from Horizon Kinetics, Market Commentary, October 2017
          The Roman Empire debased its coinage for 2,000 years. As one example, during the 73 years between
Marcus Aurelius’s reign that ended in 180 CE and the beginning of the reign of Emperor Gallienus, the
denarius silver coin was debased from 75% silver to only 5%, by which time the silver was just a surface
coating that would wear off. That is 93% depreciation, which works out to about 3.6% per year.
– Staying with the 73 year timeframe, from 1943 to 2016, the U.S. dollar likewise lost 93% of its
purchasing power, based on an annualized inflation rate of just over 3.6%. For most of that period,
though, U.S. citizens could earn a comparable yield on their bank deposits or treasury bills, so that
purchasing power could be maintained. That’s not been the case over the past ten years, though, since
short-term interest rates have been kept near zero; today, money really does earn a negative return.
   Bitcoin has a limited supply of 21 million coins.  No more can be created.  It is a decentralized currency so that nobody controls the supply.  Even gold and silver do not give us a true comfort of limited supply.  If the price of gold and silver were to go up dramatically we would find ways to mine more of it.  My point is that we may hold less gold and silver than what is still untouched in the earth.
   As a thought experiment, I would like you to consider the value of bit coin if it were to actually replace the money we use today.  If there are only 21 million coins and the coin would have to account for trillions upon trillions of dollars you would discover that one bit coin is worth far more than the roughly 11,000.00 it is selling at…
How do you feel about crypto currency, let’s hear your opinions?


What You Got Front End That Makes or Breaks Your Back End?

That’s a Nice Front End!  For those that take me literally front end in this post refers to the Attractive Value you use to Market, not necessarily a car front end.

Marketing in Traffic Exchanges has a lot to do with capturing someone’s interest quickly.  If you know this then you know to use attractive images and promise something of value that pertains to your target audience.  When you go to collect someone’s email address with a squeeze/capture page what is it that they can’t resist?  What will they find out by hearing from you?  What will they get?  What’s in it for them?  Why should they click on your advertisement?

If you do take the step into website ownership such as owning a traffic exchange or a tool to help the industry do you see how the value of the site is your magnet and attraction?  It becomes your front end, the attraction, the magnet, the home base.  Now if you get this front end to something of high quality, happy affiliates can help you build your list/email addresses/contacts.

If you gain the trust of your contacts/list then it becomes an easy matter to benefit from the rewards of referring people to your suggestions, the famous back end marketing!

Be thinking out there in the surf, in the industry, stay alert and alive.

Your Business Will Be All the Better!